Terms of Service

Effective Date: May 2026

Last Updated: May 2026

Version: 1.0

IMPORTANT - READ CAREFULLY BEFORE USING

These Terms of Service (the “Terms”) form a binding legal agreement between you and PrediXpro Labs Limited (“PrediXpro Labs,” “we,” “us,” or “our”) and govern your access to and use of the website, mobile applications, APIs, documentation, communications, and other digital interfaces operated by us at predixpro.io and its subdomains (collectively, the “Interface”) and other services that link to these Terms (the Interface and such services together, the “Services”).

These Terms include a binding arbitration clause and class-action waiver (Section 25). They also include important disclaimers, risk acknowledgments, and limitations of liability. You should read them carefully.

By accessing or using the Services, by clicking “I agree” or any similar acceptance mechanism, or by connecting a wallet or registering a passkey, you confirm that you have read, understood, and agreed to be bound by these Terms, our [Privacy Policy], [Risk Disclosure], [Cookie Policy], and any other policies referenced herein. If you do not agree, you must not access or use the Services.

If you are accepting these Terms on behalf of an entity, you represent and warrant that you have the authority to bind that entity, in which case “you” and “your” refer to that entity.

1. NATURE OF THE SERVICES - CRITICAL DISCLOSURES

1.1 Interface vs. Protocol

The Services constitute an Interface to the PrediXpro Protocol (the “Protocol”), which is open-source software deployed on public blockchain networks (currently Unichain, an Ethereum Layer-2 network developed by Uniswap Labs and other ecosystem contributors, and such other networks as Protocol governance may approve from time to time). The Protocol consists of smart contracts that operate autonomously according to their code.

The Protocol is not operated, controlled, custodied, or managed by PrediXpro Labs or any single party. PrediXpro Labs develops and maintains the Interface but does not operate the Protocol. Anyone with a compatible self-custodial wallet may interact with the Protocol directly, without using the Interface, and such direct interactions are outside the scope of these Terms.

These Terms govern your use of the Interface, not the Protocol itself. Use of the Protocol directly is at your own risk, subject to the rules embedded in the Protocol’s smart-contract code and the laws of your jurisdiction.

1.2 Non-Custodial

PrediXpro Labs does not custody, hold, control, manage, or have access to your digital assets, private keys, seed phrases, or recovery phrases at any time. All transactions are executed on public blockchains via smart contracts using your self-custodial wallet. We are not a money services business, money transmitter, broker, dealer, custodian, exchange, or financial intermediary with respect to your assets.

Anyone asking you to share your private key, seed phrase, or recovery phrase is attempting to defraud you. We will never make such a request.

1.3 No Advice

Nothing on the Interface or in the Protocol constitutes financial, investment, legal, tax, accounting, or other professional advice. We do not provide recommendations to buy, sell, hold, or trade any asset. Use of the Services involves substantial risk, including total loss. Before using the Services, you should consult your own advisors as appropriate.

1.4 Substantial Risk

Use of the Services involves substantial financial, technical, regulatory, and legal risk, including total loss of digital assets. See Section 17 (Risk Acknowledgment) and our [Risk Disclosure].

1.5 Public Blockchain - Permanent and Public

Interactions with the Protocol are broadcast to and recorded on public blockchain networks. Such information is public, immutable, and outside the control of PrediXpro Labs. We cannot reverse, modify, or delete blockchain data.

1.6 Pre-License Phase

The Services are currently operating in an early phase. PrediXpro Labs is preparing to apply for appropriate licensing or registration in suitable jurisdictions (e.g., CIMA Virtual Asset Service Provider in the Cayman Islands). Until license is granted, certain features and jurisdictions are restricted. These Terms may be updated as our compliance posture evolves.

2. DEFINITIONS

Capitalized terms used in these Terms have the meanings set out below or as defined elsewhere in these Terms.

“Applicable Law” - all laws, regulations, rules, orders, and binding guidance applicable to you or to us in connection with the Services, including the laws of the British Virgin Islands and any other jurisdiction with valid authority over the relevant matter.
“Content” - any text, data, images, code, market questions, comments, reactions, forecasts, or other materials you submit, post, upload, or otherwise make available through the Services.
“Embedded Wallet” - a self-custodial wallet provisioned through the Interface using third-party key-management infrastructure (e.g., secure enclave, Trusted Execution Environment, or multi-party computation), access to which is gated by your passkey or other authentication factor.
“Force Majeure Event” - see Section 23.
“Interface” - see preamble.
“Market” - an event-based outcome market deployed via the Protocol’s smart contracts.
“Material Non-Public Information” or “MNPI” - any information about the outcome of, or factors materially affecting the outcome of, a Market that (a) has not been disclosed to the public and (b) a reasonable participant would consider material in deciding whether or at what price to take a position.
“Outcome Shares” - tokenized claims on Market outcomes minted, redeemed, traded, or otherwise transacted via the Protocol.
“Passkey” - a phishing-resistant cryptographic credential based on the WebAuthn / FIDO2 standards.
“Protocol” - see Section 1.1.
“Restricted Jurisdiction” and “Restricted Person” - see Section 5.
“Services” - see preamble.
“Sybil Activity” - operating multiple accounts, wallets, or identities to evade limits, manipulate eligibility, obtain duplicative rewards, manipulate Markets, or otherwise circumvent these Terms.
“Terms” - these Terms of Service.
“Token” - the PrediXpro utility token, as described in Section 18.
“User,” “You,” “Your” - the natural person or entity accessing or using the Services.
“Wash Trade” - a transaction in which the beneficial economic ownership of the asset does not change, or which is otherwise prearranged or non-bona-fide.

3. ACCEPTANCE, AMENDMENTS, AND ELECTRONIC SIGNATURES

3.1 Acceptance

By accessing or using the Services, you accept these Terms.

3.2 Amendments

We may amend these Terms at any time. When we make material amendments, we will:

Update the “Last Updated” date and version number above;
Post the revised Terms on the Interface;
Where required by Applicable Law, provide notice via email, in-Interface notification, or prominent banner before the amendment takes effect.

Your continued use of the Services after a revised version takes effect constitutes acceptance of the revised Terms. If you do not agree, you must stop using the Services. We are not obligated to maintain prior versions, though we will provide reasonable access to past versions on request.

3.3 Electronic Communication and Signatures

You consent to receive communications from us electronically. You agree that electronic notices, agreements, disclosures, and other communications satisfy any legal requirement that such communications be in writing. Your clicking, connecting a wallet, signing a wallet transaction, or registering a passkey constitutes your electronic signature with the same legal effect as a handwritten signature.

4. ELIGIBILITY

To access or use the Services, you must:

(a) be at least eighteen (18) years of age (or the age of legal majority in your jurisdiction, whichever is higher);

(b) have the legal capacity to enter into binding agreements;

(c) not be a Restricted Person and not be located in, ordinarily resident in, or accessing the Services from a Restricted Jurisdiction (Section 5);

(d) not be a Sanctioned Person under any sanctions regime applicable to us;

(e) not be acting on behalf of, or for the benefit of, a Sanctioned Person or Restricted Person;

(f) be in compliance with the laws of your jurisdiction with respect to prediction markets, digital assets, derivatives, gambling, online gaming, securities, and any other laws applicable to your use of the Services;

(g) provide, where requested, accurate and complete information for the relevant KYC tier (Section 6);

(h) accept these Terms, our [Privacy Policy], and our [Risk Disclosure].

You represent and warrant the accuracy and continuing accuracy of items (a) through (h) for as long as you use the Services. If any of the above ceases to be true, you must immediately stop using the Services and notify us at contact@predixpro.io.

5. RESTRICTED JURISDICTIONS AND RESTRICTED PERSONS

5.1 Restricted Jurisdictions

The Services are not offered to, and not intended for use by, persons located in, ordinarily resident in, incorporated in, or with a registered office in:

Sanctioned Jurisdictions: Cuba, Iran, North Korea (DPRK), Syria, Russia and Belarus (to the extent comprehensive sanctions apply), the Crimea region of Ukraine, the so-called Donetsk People’s Republic and Luhansk People’s Republic, the Kherson and Zaporizhzhia regions of Ukraine, and any other jurisdiction subject to comprehensive UN, EU, UK, OFAC, or Swiss sanctions.

Prohibitive or High-Risk Jurisdictions:

The United States of America and its territories;
Ontario, Canada;
United Kingdom;
Vietnam;
Mainland China, Hong Kong SAR, Macao SAR;
Singapore;
South Korea, Japan, Taiwan;
France, Italy, Spain, Germany, Netherlands, Belgium, Poland;
Australia, New Zealand;
Türkiye, Thailand, Indonesia, Malaysia, Philippines;
United Arab Emirates, Saudi Arabia, Qatar, Kuwait, Bahrain, Oman;
Any FATF-blacklisted or FATF-call-for-action jurisdiction.

We may modify the list of Restricted Jurisdictions from time to time without notice based on regulatory developments or licensing.

5.2 Restricted Persons

The Services are not available to:

Sanctioned Persons (on any OFAC, UN, EU, UK, Swiss, or other applicable sanctions or watchlist);
Persons acting on behalf of or for the benefit of a Sanctioned Person;
Citizens or nationals of comprehensively sanctioned jurisdictions, regardless of location;
Persons under the applicable minimum age;
Persons prohibited by local law from accessing online prediction-market or financial-services-style products;
Persons whom we have previously suspended or terminated, and persons attempting to evade such suspension or termination.

5.3 User Warranty

You represent and warrant on each access and use of the Services that:

(a) you are not a Restricted Person;

(b) you are not located in, ordinarily resident in, or accessing the Services from a Restricted Jurisdiction;

(c) you are not using a VPN, proxy, false location data, or other tool to circumvent any Restricted Jurisdiction or Restricted Person check;

(d) you are not engaging with the Services on behalf of or for the benefit of any Restricted Person or person in a Restricted Jurisdiction.

5.4 Enforcement

We may use IP-based geo-blocking, VPN/proxy detection, wallet screening, sanctions screening, and other reasonable measures to identify Restricted Persons and Restricted Jurisdictions. We may suspend, restrict, or terminate access at any time on reasonable suspicion of breach.

5.5 Protocol Access

The Protocol is open-source software accessible to anyone with a compatible wallet, including Restricted Persons and persons in Restricted Jurisdictions. Such direct Protocol access does not involve us and is not licensed, condoned, or facilitated by us. Each person who accesses the Protocol does so at their own risk and responsibility under Applicable Law.

6. ACCOUNTS, AUTHENTICATION, AND KYC TIERS

6.1 Authentication Methods

You may access the Services through:

(a) Self-custodial wallet connection - connecting an external EVM-compatible wallet (e.g., MetaMask, Coinbase Wallet, Rainbow, Rabby, Trust Wallet, WalletConnect, Phantom);

(b) Passkey authentication and Embedded Wallet - registering a passkey on your device that secures an Embedded Wallet provisioned through third-party key-management infrastructure (e.g., Privy, Dynamic, Turnkey).

Both methods are non-custodial. We do not hold your private keys under either method.

6.2 KYC Tier System

The Services operate under a tiered KYC model:

Tier 0 - Browse: view markets and public data with no KYC.
Tier 1 - Wallet/Passkey: connect wallet or register passkey; access base-tier transaction limits.
Tier 2 - Verified: complete identity verification through a third-party provider; unlock higher transaction limits and certain rewards.
Tier 3 - Enhanced: complete enhanced due diligence including source-of-funds; unlock highest limits and institutional features.

Specific limits and feature availability for each Tier are published on the Interface and may change. By electing to upgrade to Tier 2 or Tier 3, you agree to provide accurate KYC information and to the processing described in our [Privacy Policy].

6.3 Account Security and User Responsibilities

You are solely responsible for the security of:

Your wallets, private keys, seed phrases, and recovery phrases;
Your passkeys, biometric authentication on your device, and any device passcode or screen lock;
Your devices, browsers, browser extensions, and network environment;
Any embedded-wallet recovery factors you have established.

We will never request your private key, seed phrase, or recovery phrase. Loss of your wallet credentials, your passkeys, or any recovery factor may result in permanent loss of your digital assets and access. We cannot recover any of these for you.

You must promptly notify us at contact@predixpro.io if you suspect unauthorized access to your account or any compromise of your authentication factors.

6.4 One Account per Person

Except as expressly permitted (e.g., for institutional accounts approved at Tier 3), you may maintain only one active account per natural person. Creating, controlling, or operating multiple accounts to evade limits, manipulate Markets, manipulate eligibility for rewards, distort governance, or for any other improper purpose constitutes Sybil Activity and is prohibited (Section 9).

7. INTERFACE FEES, PROTOCOL FEES, AND GAS

7.1 Fees

Your use of the Services may be subject to:

Interface fees charged by PrediXpro Labs for use of the Interface and any associated value-added services;
Protocol fees charged by the Protocol’s smart contracts and distributed in accordance with the Protocol’s rules and governance;
Network gas fees and transaction costs paid to blockchain validators or sequencers, which are outside our control;
Third-party fees charged by wallet providers, fiat on-ramp/off-ramp partners, identity-verification providers, or other service providers.

Fees and their structure are published on the Interface and may change. Where Applicable Law requires advance notice, we will provide reasonable notice before fee changes take effect.

7.2 No Refunds for Successful On-Chain Transactions

Because transactions executed on the Protocol are recorded immutably on a public blockchain, successful on-chain transactions are generally final and irreversible. We have no ability to reverse, refund, or modify such transactions, and you are not entitled to a refund of any digital asset, fee, or gas you have paid in connection with a successful on-chain transaction except as expressly required by Applicable Law.

7.3 Failed and Stuck Transactions

Blockchain transactions may fail, be reverted by smart contracts, be replaced through replacement-by-fee, or be otherwise affected by network conditions outside our control. We are not responsible for failed or stuck transactions, including loss of gas paid for failed transactions.

8. CONDUCT REQUIREMENTS - MARKET INTEGRITY

In recognition of the importance of fair and orderly Markets, you agree to comply with the following conduct requirements.

8.1 No Market Manipulation

You will not engage in, attempt to engage in, or assist any other person to engage in:

(a) Market manipulation - including pump-and-dump schemes, spoofing, layering, marking the close, momentum ignition, and any conduct intended to create a false or misleading appearance of trading activity or price;

(b) Wash trading - entering into transactions in which the beneficial economic ownership does not change, or that are otherwise prearranged or non-bona-fide;

(d) Misleading orders - entering orders without the intention of trading them in good faith;

(e) Front-running - exploiting knowledge of pending orders or transactions to take an opposing or favorable position before they are executed.

8.2 Insider Trading and Material Non-Public Information

You will not knowingly trade, or assist any other person to trade, in any Market on the basis of Material Non-Public Information.

Without limiting the generality of the foregoing:

(a) If you have personal knowledge of, or material influence over, the outcome of a Market (for example, you are a candidate in a political market about your own candidacy, an employee or insider of a company whose data resolves a Market, a journalist with embargoed information, a participant in a sports event resolving a Market, or a person with non-public access to data feeding an oracle), you must not trade in that Market.

(b) If you receive MNPI from a person who owes a duty of confidentiality (including under contract, employment, fiduciary relationship, or law), you must not trade on that information.

This provision reflects industry best practice and the regulatory direction signaled by the U.S. Commodity Futures Trading Commission’s first-ever insider-trading enforcement action against a prediction-market participant in 2026. We may refer suspected breaches to competent authorities where required by law.

8.3 No Sybil Activity

You will not operate multiple accounts, wallets, or identities (or coordinate with others to do so) to:

Evade transaction limits;
Manipulate eligibility for rewards, airdrops, referrals, or other distributions;
Manipulate Market prices or volumes;
Influence governance disproportionately;
Otherwise circumvent these Terms.

8.4 No Conflicting Roles

Without limiting Section 8.2, you will not trade in any Market for which you have any direct or indirect role in resolving the Market (e.g., serving as an oracle reporter, dispute participant, or governance member voting on the resolution of that specific Market) unless and except as expressly permitted by Protocol rules.

Use of bots, scripts, APIs, scrapers, headless browsers, or other automated means to access the Interface in a manner that exceeds normal human interaction is prohibited, except (a) under our published API terms, or (b) with our prior written permission. Automated interaction with the Protocol directly (not through the Interface) is outside the scope of these Terms but remains subject to the Protocol’s own rules and to Applicable Law.

8.6 No Exploitation of Bugs or Vulnerabilities

If you discover a security vulnerability, bug, or unintended behavior in the Interface or the Protocol, you must:

Not exploit it for personal gain;
Not disclose it publicly until the vulnerability has been remediated and disclosure has been coordinated with us;
Report it promptly to contact@predixpro.io, or through any bug-bounty program we publish.

Trading or extracting value from a known bug or vulnerability constitutes a breach of these Terms.

8.7 No Money Laundering or Terrorist Financing

You will not use the Services to launder proceeds of crime, finance terrorism, evade sanctions, evade taxes, or for any other unlawful purpose.

8.8 No Use of Stolen, Hacked, or Fraudulently Obtained Assets

You will not use the Services with funds, wallets, or identities you have obtained through theft, fraud, hacking, social engineering, or other unlawful means.

8.9 General Prohibited Use

In addition to the specific provisions above, you will not:

(a) Violate any Applicable Law;

(b) Infringe any third-party intellectual property, privacy, or other rights;

(d) Upload viruses, malware, or other harmful code;

(e) Attempt to gain unauthorized access to our systems, accounts of other users, or any other system;

(f) Interfere with the operation of the Services or the Protocol, including by overloading, flooding, spamming, or denial-of-service attacks;

(g) Misrepresent your identity, eligibility status, or your relationship to any other person;

(h) Use the Services in any manner not expressly permitted by these Terms or that we have notified you is prohibited.

9. ENFORCEMENT, SUSPENSION, AND TERMINATION

9.1 Our Enforcement Rights

If we believe in our reasonable discretion that you have breached these Terms, are a Restricted Person, are in a Restricted Jurisdiction, are engaged in conduct that threatens the integrity of the Services, the Protocol, other users, or us, or are otherwise subject to legal, regulatory, or compliance concerns, we may:

(a) Issue a warning;

(b) Restrict, suspend, or limit your access to all or part of the Interface;

(d) Decline to process Interface-level actions such as referral attributions, rewards, or airdrop eligibility;

(e) Reverse or claw back rewards, points, or airdrops made on the basis of conduct that breaches these Terms;

(f) Terminate your access permanently;

(g) Report relevant facts and information to competent authorities or law-enforcement;

(h) Take other action reasonably necessary to protect the integrity of the Services and our compliance position.

Because we are non-custodial, we cannot freeze, seize, or move your on-chain assets. Our enforcement actions are limited to the Interface layer and to any centralized features we control.

9.2 Your Right to Terminate

You may stop using the Services at any time. You may also close your account by contacting contact@predixpro.io. Closing your account does not release you from obligations accrued before closure (including, where applicable, our retention of KYC and AML records as described in our Privacy Policy).

9.3 Effect of Termination

Termination does not by itself terminate:

On-chain positions or assets - these remain in your wallet on the blockchain and are not affected by termination of these Terms;
Any provision of these Terms that survives termination in accordance with Section 27.9 (Survival).

10. INTELLECTUAL PROPERTY

10.1 Interface IP

The Interface, its design, code (other than open-source components properly licensed), trademarks, logos, content, and other intellectual property are owned by PrediXpro Labs or its licensors. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Interface for personal, non-commercial use only.

You may not:

Copy, modify, distribute, sell, rent, lease, sublicense, or create derivative works of the Interface, except as expressly permitted by us or by Applicable Law;
Reverse-engineer, decompile, or attempt to extract source code of the Interface, except to the extent Applicable Law expressly permits;
Use any data-mining, scraping, or similar extraction tools against the Interface except under our published API terms or with our prior written permission;
Use our trademarks, logos, or brand elements without our prior written permission.

10.2 Open-Source Protocol

The Protocol’s smart-contract code is released as open-source software under the license(s) specified in the Protocol’s source-code repository. Use, study, modification, and distribution of the Protocol source code is governed by those open-source licenses, not by this Section 10.

10.3 Third-Party IP

The Services may incorporate third-party software, libraries, content, or services subject to third-party intellectual-property rights and licenses. You agree to comply with any third-party terms applicable to your use of such components.

10.4 Trademark Notice

“PrediXpro,” the PrediXpro logo, and related marks are owned by PrediXpro Labs (or, where applicable, an affiliated foundation entity holding Protocol-related marks). No use of our marks is granted by these Terms.

10.5 Feedback

If you submit suggestions, feedback, comments, or ideas to us about the Services, you grant us an irrevocable, worldwide, royalty-free, sublicensable license to use, exploit, and incorporate them without any obligation or compensation to you.

11. USER CONTENT

11.1 Your Content

You retain all rights to the Content you submit through the Services. You represent and warrant that:

You own or have all necessary rights to your Content;
Your Content does not infringe any third-party rights or Applicable Law;
Your Content is not defamatory, misleading, obscene, hateful, harassing, or otherwise harmful.

11.2 License to Us

By submitting Content, you grant us and our successors a worldwide, perpetual, irrevocable, sublicensable, royalty-free license to host, store, reproduce, modify, adapt, translate, publish, perform, display, distribute, and otherwise use your Content for the operation, promotion, and improvement of the Services, the Protocol, and our business. This license survives termination of these Terms.

If your Content is posted to public-facing features of the Interface, you acknowledge it may be visible to other users, search engines, archival services, and the public, and may be incorporated into research, analytics, or aggregated data products.

11.3 Public Blockchain Content

Content recorded on a public blockchain (e.g., on-chain comments, Market metadata, governance votes) is public, immutable, and outside our control. You should not post anything on-chain that you do not want to be public and permanent.

11.4 Removal

We may, but are not required to, remove or refuse to display Content that we determine, in our reasonable discretion, violates these Terms, infringes any third-party right, or is otherwise objectionable. We have no obligation to monitor user-submitted Content but reserve the right to do so.

11.5 DMCA / Notice and Takedown

If you believe Content available through the Interface infringes your copyright or other intellectual-property right, please send a written notice to contact@predixpro.io including: (a) identification of the copyrighted or other protected work, (b) identification of the allegedly infringing material with sufficient specificity to locate it, (c) your contact information, (d) a statement that you have a good-faith belief that the use is not authorized, (e) a statement under penalty of perjury that the information in the notice is accurate and that you are the rights holder or authorized to act on behalf of the rights holder, and (f) your physical or electronic signature. We will review and respond as appropriate.

12. PRIVACY

Your use of the Services is also governed by our [Privacy Policy], which is incorporated into these Terms by reference. By using the Services, you consent to the collection, use, disclosure, and transfer of personal data as described in the Privacy Policy.

13. NO ADVICE; NO FIDUCIARY DUTY

13.1 No Advice

Nothing on the Interface, in the Protocol, in our communications, or in any market description constitutes financial, investment, legal, tax, accounting, or other professional advice or a recommendation to take any action. All information is provided for informational purposes only.

13.2 No Fiduciary Duty

PrediXpro Labs does not act as a fiduciary, agent, trustee, advisor, broker, dealer, custodian, or financial institution with respect to you. Our relationship with you is that of an independent service provider operating the Interface, not a fiduciary.

13.3 Independent Decisions

You acknowledge that all decisions to access the Services, to interact with the Protocol, to participate in any Market, to hold any digital asset, to claim any Token, or to take any other action are made solely by you based on your own judgment and assessment of risk.

14. NO WARRANTIES - “AS IS”

14.1 Services Provided “AS IS”

THE SERVICES, THE INTERFACE, THE PROTOCOL, AND ALL CONTENT, DATA, AND INFORMATION MADE AVAILABLE THROUGH THEM ARE PROVIDED “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

14.2 Specific Disclaimers

To the maximum extent permitted by Applicable Law, we disclaim all warranties, including:

(a) Warranties of merchantability, fitness for a particular purpose, title, non-infringement, quality, accuracy, completeness, reliability, security, availability, and uninterrupted operation;

(b) Warranties that the Services or the Protocol will meet your requirements, expectations, or objectives;

(c) Warranties about the accuracy or reliability of Market questions, resolutions, oracles, prices, data, or other Market-related information;

(d) Warranties about the security or integrity of any third-party wallet, blockchain network, oracle, smart contract, key-management infrastructure, identity-verification provider, fiat partner, or any other third-party service;

(e) Warranties that any vulnerabilities, bugs, or defects will be detected, corrected, or remedied;

(f) Warranties about the legal status of the Services, the Protocol, the Token, Outcome Shares, or any other asset under the laws of any specific jurisdiction;

(g) Warranties about the future availability of the Interface, including any feature thereof.

14.3 No Warranty of Past Performance

Past performance of any Market, position, Token, or other asset is not indicative of future performance.

14.4 No Endorsement

Listing or availability of a Market through the Interface is not an endorsement of, recommendation about, or solicitation regarding that Market, its subject matter, or any position in it.

15. RISK ACKNOWLEDGMENT

You acknowledge and accept the risks summarized below. These risks are described more fully in our [Risk Disclosure], which is incorporated by reference.

15.1 Total Loss

You may lose all assets you commit to the Protocol. Do not commit assets you cannot afford to lose entirely.

15.2 Smart-Contract Risk

The Protocol’s smart contracts may contain bugs, vulnerabilities, design flaws, or errors that could result in total loss of assets. Audits, formal verification, and bug bounties reduce but do not eliminate this risk.

15.3 Oracle Risk

Markets resolve based on data provided by oracles. Oracle data may be inaccurate, manipulated, delayed, unavailable, or disputed. Disputes may be resolved through Protocol mechanisms in ways you disagree with.

15.4 Market Risk

The price of Outcome Shares and the Token may fluctuate substantially. There is no guarantee of liquidity, no guaranteed exit, and no guaranteed value.

15.5 Liquidity and Slippage Risk

Markets may have low or no liquidity. Your transactions may execute at prices significantly worse than displayed, or may fail entirely.

15.6 Regulatory Risk

The legal status of prediction markets, digital assets, derivatives, and decentralized protocols is uncertain and evolving in many jurisdictions. Regulatory action could affect the Services, the Protocol, the Token, the legality of your participation, or the value of your assets. You are solely responsible for compliance with the laws of your jurisdiction.

15.7 Blockchain Network Risk

Blockchain networks may experience outages, congestion, forks, reorganizations, validator failures, MEV (maximal extractable value) extraction, censorship, or other disruptions outside our control. Transactions may fail, be delayed, be reordered, or be reverted.

15.8 Wallet and Key Management Risk

Loss, theft, or compromise of your wallet, private keys, seed phrases, recovery phrases, passkeys, or device security may result in total loss. We cannot recover any of these for you.

15.9 Embedded Wallet and Passkey Risk

If you use an Embedded Wallet bound to a passkey, loss of all passkeys and any recovery factors you have established may result in permanent loss of the Embedded Wallet and the assets it controls. Embedded-wallet infrastructure is provided by third parties whose services may be discontinued, compromised, or subject to outages outside our control.

15.10 Counterparty and Settlement Risk

Although the Protocol is non-custodial, on-chain settlement depends on the integrity of the underlying blockchain and counterparties (e.g., AMM liquidity providers, CLOB takers). Such counterparties may default, exit, or behave in ways that adversely affect you.

15.11 Token Risk

The Token is highly speculative, has no inherent value, has no guaranteed utility, and may lose all value. Token distribution, utility, governance, and future development are subject to change. The Token is not a security or investment.

15.12 Tax Risk

You are solely responsible for determining and discharging any tax obligations arising from your use of the Services. Use of the Services may have tax consequences that are complex and uncertain in your jurisdiction.

15.13 No Compensation Scheme

The Services and the Protocol are not covered by any deposit-insurance scheme, investor-compensation scheme, or guarantee fund of any kind.

15.14 Aggregate Acceptance

By using the Services, you accept all of the foregoing risks and any others reasonably implied by participation in a non-custodial blockchain-based prediction-market protocol.

16. LIMITATION OF LIABILITY

16.1 No Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL PREDIXPRO LABS, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE “PREDIXPRO PARTIES”) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUES, BUSINESS, GOODWILL, OR DATA, ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, THE PROTOCOL, OR THE TOKEN, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

16.2 Aggregate Cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF THE PREDIXPRO PARTIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, THE PROTOCOL, OR THE TOKEN WILL NOT EXCEED THE GREATER OF (A) THE TOTAL INTERFACE FEES YOU HAVE PAID TO PREDIXPRO LABS IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS (USD 100).

16.3 Carve-Outs

Some jurisdictions do not allow exclusion or limitation of certain damages or warranties. To the extent any limitation in this Section 16 is not permitted under Applicable Law, such limitation will apply to the maximum extent permitted, and the remaining limitations will remain in effect.

Nothing in these Terms limits any liability that cannot be limited under Applicable Law, including fraud, fraudulent misrepresentation, willful misconduct, or any other liability that cannot be excluded by contract.

16.4 Allocation of Risk

You acknowledge that these limitations are a fundamental basis of the bargain between you and us, that the Interface fees (if any) reflect such allocation of risk, and that the Services would not be provided to you on these terms without such limitations.

17. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the PrediXpro Parties from and against any and all claims, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

(a) Your access to or use of the Services or the Protocol;

(b) Your Content;

(d) Your violation of any third-party right, including intellectual-property, privacy, or other rights;

(e) Any dispute between you and any other user, counterparty, third party, or competent authority arising in connection with the Services or the Protocol;

(f) Your tax obligations;

(g) Any wallet or passkey compromise affecting your account.

We may, at our option, assume the exclusive defense and control of any matter for which you are required to indemnify us, in which case you will reasonably cooperate at your expense. You will not settle any matter that affects our rights without our prior written consent.

18. THE PREDIXPRO TOKEN

18.1 Nature of the Token

The Token is intended as a utility token providing, among other things:

Governance rights over certain Protocol parameters;
Fee discounts or rebates when using the Interface or the Protocol;
Staking rewards from a portion of Protocol-generated fees;
Access to certain Interface features.

The Token is not offered or intended to be a security, investment, financial instrument, share, debt instrument, derivative, swap, futures contract, option, commodity interest, money, fiat, e-money, deposit, or other regulated financial product under any jurisdiction.

The Token has no inherent monetary value, no fixed redemption value, no guaranteed liquidity, no promise of future value, no claim against PrediXpro Labs or the Protocol, and no entitlement to any revenue, profit, or distribution other than such utility, governance, or staking-reward functionality as may be enabled by the Protocol from time to time.

18.2 No Investment Offering

These Terms are not an offer to sell or a solicitation to buy the Token in any jurisdiction. Distribution of the Token (if and when made available) will be governed by separate documentation, may be limited to specific eligibility criteria, and will exclude Restricted Persons (including US persons) and persons in Restricted Jurisdictions.

18.3 No Promise of Value or Liquidity

We make no representation, warranty, or promise about the price, market value, future utility, liquidity, or performance of the Token. Secondary markets for the Token may not exist, may have low liquidity, may be illegal in some jurisdictions, or may cease to operate.

18.4 Token Volatility and Speculation

The Token, if any, is a highly speculative digital asset. You may lose all value associated with it. Do not acquire the Token if you cannot afford to lose its entire value.

18.5 Governance Risk

To the extent the Token confers governance rights, decisions made by Token holders through governance may materially change the Protocol’s rules, economics, fee structure, or other features. You may disagree with governance outcomes and may have no remedy other than disposing of your Token.

18.6 Restricted Persons

The Token is not available to Restricted Persons, including US persons. You may not acquire, hold, or transfer the Token if you are a Restricted Person. You will not transfer the Token to a Restricted Person knowingly or with reckless disregard.

18.7 No Regulated Investment Service

Acquiring, holding, or disposing of the Token does not constitute an investment service regulated by PrediXpro Labs, and we provide no advice, suitability assessment, custody, or other regulated investment service in connection with the Token.

19. THIRD-PARTY SERVICES

The Services may link to or integrate with third-party websites, applications, wallets, blockchains, decentralized protocols, smart contracts, oracle systems, payment providers, identity-verification providers, key-management infrastructure providers, social-media platforms, or other services.

We are not responsible for the content, accuracy, availability, security, privacy practices, or terms of any third-party service. Your use of any third-party service is at your own risk and subject to that third party’s own terms and privacy policy.

References to third-party providers (e.g., specific wallet apps, KYC providers, embedded-wallet infrastructure providers) in the Interface or these Terms do not constitute endorsement.

20. CHILDREN

The Services are not directed to, designed for, or intended to be used by individuals under the age of eighteen (18) (or the age of legal majority in your jurisdiction, whichever is higher). We do not knowingly permit minors to use the Services. If we become aware that a minor has accessed the Services, we will take steps to terminate that access.

21. COMMUNICATIONS, RECORDING, AND MONITORING

We may, but are not obligated to, monitor and record communications between you and us (including support tickets, chat sessions, emails, and any voice channels if offered). By contacting us through any such channel, you consent to such recording, storage, and use as described in our Privacy Policy.

We may send you service notices, security alerts, transaction confirmations, compliance notices, legal notices, and (where you have consented or where permitted by law) periodic newsletters and updates. You may opt out of non-essential marketing communications through the mechanism provided in the relevant communication or by contacting contact@predixpro.io.

22. EXPORT AND SANCTIONS COMPLIANCE

You will comply with all applicable export-control and sanctions laws, including those of the United Nations, European Union, United Kingdom, United States, and Switzerland. You represent and warrant that you are not located in, and you will not provide access to the Services from, a comprehensively sanctioned country or region, and that you are not a Sanctioned Person.

You will not export, re-export, transfer, or make available the Services or any data obtained through them to any person, jurisdiction, or entity in violation of applicable export-control or sanctions law.

23. FORCE MAJEURE

We are not liable for any failure or delay in performance arising out of any cause beyond our reasonable control, including acts of God, natural disasters, fire, flood, earthquake, war (declared or undeclared), terrorism, civil unrest, government action, sanctions, change of law, pandemic, public health emergency, labor disputes, telecommunication or internet failures, hosting-provider outages, denial-of-service attacks, blockchain network outages or congestion, validator or sequencer failures, hard or soft forks, reorganizations, oracle failures, smart-contract bugs or exploits, cyber-attacks, key-management failures of third-party providers, or any other event reasonably outside our control (each a “Force Majeure Event”). During a Force Majeure Event, we may suspend the Services and our other obligations.

24. COMPLIANCE WITH LAW

You are solely responsible for compliance with all Applicable Laws in connection with your access to and use of the Services, including laws relating to prediction markets, derivatives, gambling, gaming, securities, taxation, anti-money-laundering, sanctions, consumer protection, data protection, and digital assets. You should seek independent legal advice if you are uncertain.

We comply with the laws applicable to us and reserve the right to take any action we consider necessary to maintain our compliance posture, including modifying or discontinuing features, restricting jurisdictions, increasing KYC requirements, reporting suspicious activity to financial-intelligence units, and cooperating with law-enforcement and regulatory inquiries.

25. DISPUTE RESOLUTION; ARBITRATION; CLASS-ACTION WAIVER

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES THAT DISPUTES BE RESOLVED THROUGH BINDING ARBITRATION ON AN INDIVIDUAL BASIS, AND WAIVES YOUR RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

25.1 Informal Resolution

Before initiating any formal proceeding, you and we agree to attempt in good faith to resolve any dispute, claim, or controversy arising out of or relating to these Terms, the Services, the Protocol, or the Token (each, a “Dispute”) through informal negotiation. The aggrieved party will send a written notice describing the Dispute to the other party’s contact address (for us, contact@predixpro.io). The parties will then have sixty (60) days to attempt to resolve the Dispute.

25.2 Binding Arbitration

If the Dispute is not resolved through informal negotiation, the parties agree that the Dispute will be finally resolved by binding arbitration administered by the Hong Kong International Arbitration Centre (“HKIAC”) under the HKIAC Administered Arbitration Rules in force at the time of submission, subject to the modifications in this Section.

Seat of arbitration: Hong Kong.
Number of arbitrators: one (1), unless the amount in controversy exceeds USD 1,000,000 or HKIAC otherwise determines, in which case three (3).
Language: English.
Governing law of the arbitration agreement: the law of Hong Kong.

The arbitral award will be final and binding on the parties. Judgment on the award may be entered in any court of competent jurisdiction.

25.3 Governing Law

These Terms, and any non-contractual obligations arising out of or relating to them, are governed by and construed in accordance with the laws of the British Virgin Islands, excluding its conflict-of-laws principles. The application of the United Nations Convention on Contracts for the International Sale of Goods is excluded.

25.4 Class-Action and Jury Trial Waiver

You and we each waive any right to:

(a) Participate in a class action, collective action, representative action, mass action, or similar proceeding against the other in any capacity, whether as plaintiff, claimant, class member, or otherwise;

(b) Consolidate claims with those of other persons or arbitrate any claim on a class, collective, representative, or mass basis;

(c) A trial by jury in any proceeding arising out of or relating to these Terms, the Services, the Protocol, or the Token.

The arbitrator has no authority to award relief in excess of what is appropriate for the individual claimant. If any portion of this Section 25.4 is found unenforceable, the unenforceable portion will be severed and the remainder will continue to apply.

25.5 Equitable Relief and Carve-Outs

Either party may seek injunctive or other equitable relief from a court of competent jurisdiction to protect intellectual-property rights, trade secrets, or to enforce arbitration. Either party may also bring an individual claim in small-claims court if eligible and the dispute is within that court’s jurisdiction.

25.6 Time Limit

Any claim arising out of or relating to these Terms, the Services, the Protocol, or the Token must be brought within one (1) year after the cause of action accrues, or be forever barred, except where Applicable Law mandates a longer limitation period.

25.7 Opt-Out (Limited)

You may opt out of the arbitration and class-action-waiver provisions of this Section 25 by sending a written notice to contact@predixpro.io within thirty (30) days after first accepting these Terms, stating clearly your wallet address(es) and that you opt out. Opting out of arbitration does not affect any other provision of these Terms.

26. ASSIGNMENT

You may not assign or transfer these Terms or any of your rights or obligations under them without our prior written consent. We may assign or transfer these Terms (in whole or in part) at any time without your consent, including in connection with a merger, acquisition, financing, reorganization, sale of assets, bankruptcy, insolvency, or similar transaction.

27. GENERAL PROVISIONS

27.1 Entire Agreement

These Terms, together with the [Privacy Policy], [Risk Disclosure], [Cookie Policy], and any other policies referenced herein and any feature-specific terms we make available, constitute the entire agreement between you and us regarding the Services and supersede any prior agreements on the same subject.

27.2 Severability

If any provision of these Terms is held unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or, if it cannot be so modified, severed, and the remaining provisions will continue in full force and effect.

27.3 No Waiver

Failure or delay by us to enforce any provision of these Terms is not a waiver of that or any other provision.

27.4 No Agency

Nothing in these Terms creates any partnership, joint venture, agency, employment, or fiduciary relationship between you and us.

27.5 Headings and Interpretation

Section headings are for convenience only and do not affect interpretation. “Including” and similar terms are not limiting. References to laws, regulations, or third-party services include any successor or replacement.

27.6 No Third-Party Beneficiaries

These Terms do not create any third-party-beneficiary rights, except that the PrediXpro Parties are intended third-party beneficiaries of Sections 16 (Limitation of Liability) and 17 (Indemnification).

27.7 Language

The English version of these Terms is the authoritative version. Any translation is provided for convenience only; in the event of conflict, the English version prevails.

27.8 Notices

Notices to us must be sent to contact@predixpro.io. Notices to you may be sent to the email address or other contact information you have provided through the Interface, or by posting on the Interface.

27.9 Survival

Sections 1.2, 1.3, 1.5, 5, 8 (with respect to past breaches), 9.3, 10, 11, 13, 14, 15, 16, 17, 18, 21, 22, 23, 24, 25, 27, and any other provision that by its nature should survive, will survive termination of these Terms.

28. CONTACT

PrediXpro Labs Limited

All inquiries - general, support, compliance, security, legal, dispute notice, arbitration opt-out: contact@predixpro.io

For matters concerning the Protocol itself (as opposed to the Interface), please engage with PrediXpro governance through the official governance forum referenced on the Interface. PrediXpro Labs Limited is not the operator of, and does not control, the Protocol.